Hi Tricia,
I'm not a JW, but there are some in my family, so I'm looking for answers too. (I'm a Christian.)
Can you pray to Jehovah if you're not officially part of any congregation? It seems like if he's a loving god, he'll accept you, love and welcome you. (In fact, I know he does.)
As for church, that must be difficult. I know non-JW Christian churches will welcome you, but if you think they don't have "the truth," I don't know if that would be acceptible.
Keep searching. Meanwhile, you have friends here who care. They're good people.

"There are three things I have learned never to discuss with people: religion, politics, and the Great Pumpkin."
~Linus van Pelt